PART 4: SAVE ON THE NECESSARY THINGS
For those of you who don’t want to bother with coupons, there are still many ways to reduce your grocery bills simply by changing the way you shop. It doesn’t have to be all or nothing. ANY savings is better than none!
Unless you have already been trying to cut your expenses in this area, your utility bills should be one place you can find lots of opportunities for savings! Small tweaks can make a BIG difference in your final bill, and if you are anything like me, you probably have a whole pile of utility bills to deals with each month–everything from water to electricity, cable to phones, the list goes on and on, and seems to get longer all the time.
Gas is a hard expense to cut significantly. We obviously have no control over gas prices, and we usually need to travel where we need to go. But there are a few things we can do to make sure we are making the most of our gas mileage, and again, small tweaks can make a big difference over time.
This week’s assignment will be pretty straightforward. We’re going to methodically go through those things we MUST spend money on, whether we want to or not, and then look for ways to cut those expenses. A little here, and a little there really does add up.
This week’s assignment:
1. Develop a strategy for saving on your groceries
If you are already saving money with coupons, great! Look for ways to stretch those savings even more, perhaps by committing to a few meatless meals a week or by getting more proficient at “shopping” and cooking from your own stockpile. If you are not using coupons and don’t want to, there are still a lot of ways to reduce that grocery bill by planning your meals & shopping list around what’s on sale, and stocking up when you find things at a great price.
2. Reduce Your Utilities
Make a list of all the utilities you pay each month, and make an active commitment to reduce each one. For instance, you could commit to reducing your electric bill by setting your A/C a few degrees lower and by turning off the lights during the day (and keeping them off.) You could decide to eliminate your landline in favor of cell phones, downgrade your cable plan, or switch internet providers. Remember, every little bit helps, but whatever you decide to do, WRITE IT DOWN! Then do it!
3. Commit to Saving Money on Gas
Once again, be specific. Write down at least 5 things you can start doing right away to help lower that expense every month, whether it be planning your errands better to make them more efficient, carpooling, walking when possible, or even checking to make sure your tires are properly inflated. That’s all there is for this week. That wasn’t so bad was it? Compared to all the big stuff, it was a walk in the park, and maybe it was even a little fun! It is amazing how much money we literally throw away each month, just because we don’t pay attention to the details in all these different areas. It really does add up.