Week 4 of Budget 101

PART 4: SAVE ON THE NECESSARY THINGS

If you’ve made it this far, you’ve probably come to the conclusion that getting your financial life in order is hard work!  I wish I could say it will be a cakewalk from now on, but alas, there is still much to be done.  Don’t let that discourage you or make you give up.  If you are feeling overwhelmed (a perfectly normal reaction), then just stop, take a deep breath, and give yourself a break.  Wait a week or two to pick up where you started.  This series will be here for you when you’re ready.  I promise you CAN do this, and it’s okay if it takes you longer than 8 weeks to get there.
(NOTE: If you are new to “Through The Eyes Of I” or missed out last week, you might want to start at Week 1 of Budget 101 before starting this week’s assignment!)
Last week we focused lowering our major expenses–housing, transportation, & insurance.   Hopefully you were able to find a few ways to save, and if so, YAHOO!    If not, take heart, there are plenty of other areas left to save.
This week we are going to focus on lowering your expenses for the necessities in your budget.  Do you remember the exercise from week 1, where we focused on separating our wants from our needs?  Well, this is where that comes into play. There are certain things we simply can’t live without– groceries, utilities, gas –but we most likely CAN pay less for them.

For those of you who don’t want to bother with coupons, there are still many ways to reduce your grocery bills simply by changing the way you shop. It doesn’t have to be all or nothing. ANY savings is better than none!

Unless you have already been trying to cut your expenses in this area, your utility bills should be one place you can find lots of opportunities for savings!  Small tweaks can make a BIG difference in your final bill, and if you are anything like me, you probably have a whole pile of utility bills to deals with each month–everything from water to electricity, cable to phones,  the list goes on and on, and seems to get longer all the time.

Gas is a hard expense to cut significantly. We obviously have no control over gas prices, and we usually need to travel where we need to go. But there are a few things we can do to make sure we are making the most of our gas mileage, and again, small tweaks can make a big difference over time.

This week’s assignment will be pretty straightforward.  We’re going to methodically go through those things we MUST spend money on, whether we want to or not, and then look for ways to cut those expenses.  A little here, and a little there really does add up.

This week’s assignment:

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1. Develop a strategy for saving on your groceries

If you are already saving money with coupons, great!  Look for ways to stretch those savings even more, perhaps by committing to a few meatless meals a week or by getting more proficient at “shopping” and cooking from your own stockpile. If you are not using coupons and don’t want to, there are still a lot of ways to reduce that grocery bill by planning your meals & shopping list around what’s on sale, and stocking up when you find things at a great price.

2.  Reduce Your Utilities

Make a list of all the utilities you pay each month, and make an active commitment to reduce each one. For instance, you could commit to reducing your electric bill by setting your A/C a few degrees lower and by turning off the lights during the day (and keeping them off.)  You could decide to eliminate your landline in favor of cell phones, downgrade your cable plan, or switch internet providers.  Remember, every little bit helps, but whatever you decide to do, WRITE IT DOWN!  Then do it!

3.  Commit to Saving Money on Gas

Once again, be specific.  Write down at least 5 things you can start doing right away to help lower that expense every month, whether it be planning your errands better to make them more efficient, carpooling, walking when possible, or even checking to make sure your tires are properly inflated. That’s all there is for this week.  That wasn’t so bad was it?  Compared to all the big stuff, it was a walk in the park, and maybe it was even a little fun!  It is amazing how much money we literally throw away each month, just because we don’t pay attention to the details in all these different areas.  It really does add up.

 
Stay tuned for another riveting installment next Sunday and don’t forget to let me know how you’re doing!
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Week 2 of Budget 101

PART TWO: MAKE A BUDGET

It’s been a week.  How’s that no-spending thing going? Well, here’s the good news:  You can start spending money again.  Of course the bad news is that after today’s assignment, you might not want to. Hopefully last week’s exercise started you thinking about the reasons WHY you’re spending and also got you to start making a serious distinction between the things you WANT and the things you NEED.

(NOTE: If you are new to “Through The Eyes Of I” or missed out last week, you might want to start at Budget 101 Part 1: STOP SPENDING before starting this week’s assignment!)

Before we go any further, I want to make a quick but important distinction that just because something is a “WANT” instead of a “NEED” doesn’t make it wrong or bad. It’s okay to want a pretty comfortable house with all the amenities, vacations or cute shoes. What’s not okay is to want all those things at the expense of your financial well-being,  your marriage, relationships, your children or anything else that we know is more important than stuff. It’s okay to WANT, but not to GET if you are not at a stable financial stance to do so. ***Don’t go on vacation, then come back and not pay your electric and gas bills. Don’t go out shopping with your friends and then go and tell your family you’re struggling*** If you are not struggling with your spending or find that you have plenty of money leftover for your savings, life & retirement accounts at the end of the month, have no trouble paying all your bills on time, know exactly where all your money is going, have great credit and don’t stress out over unforeseen expenses, then you probably don’t need to be reading this series.  In fact, you probably could write it better than me because you are obviously doing something right. I have multiple bills including a retirement and savings account, life, funeral and health insurances that I pay towards monthly, and I don’t have school or credit debt so I say I am pretty financially stable BUT…… most of us, including I struggle with money or budgeting, at least in some area. Believe me when I tell you there is plenty of room for improvement. This week’s assignment is going to require a little more effort.   The hard truth is that no one can fix your budget for you.  There are no magic solutions or ten-minute fixes that will have permanent results.  Improving your financial outlook will require change, and change is HARD.  Do it anyway.

As I tell my stepson, never neglect to do something just because it is hard, because it is the things you work hardest for that will reward you the most. Don’t let fear stop you either. It can be very scary to open up the Pandora’s box otherwise known as your finances, especially if you’ve been turning a blind eye.  In some ways, ignorance is bliss.  But if you’re still reading up to this point, you probably know, deep down, that this is something you need to do.  Take a deep breath, muster up your courage, and just do it.  You’ll be better for it. And now that the pep talk is over, it is time to get down to business:

HERE IS THIS WEEK’S ASSIGNMENT:

                      CLICK TO DOWNLOAD MY PERSONAL BUDGET WORKSHEET

1. Assess your income and fixed expenses

Print out the nifty budget worksheet above, then grab your bank statements, your bills, your check register, & any other financial information you can think of.  A calculator might come in handy too.  Then grab a glass of wine, sit down (with your spouse if your married), and start crunching the numbers.  Use worksheet number one to list all your sources of income, as well as all those key fixed payments you MUST make each month

Use worksheet #2 to add up all the subtotals of your fixed expense categories, then subtract that total from your income.  The remaining number is what you really have to work on creating a budget for.
In the coming weeks, we will work on finding ways to lower both your fixed AND variable expenses, but we need a place to start from, and this is it.

2.  Create a budget for your variable expenses

Use a pencil to fill in each category with what you are currently paying each month, then add up your subtotals and see how it compares to the number you are shooting for.  Then go back and lower different categories as necessary.  Obviously some things, like your water and electric, won’t be adjustable, but other things can probably be cut significantly.   Include SOMETHING in your savings budget, even if it is just a small amount.  If you have credit card payments, include those in your household expenses as well.

3. Take some time to self-reflect

This step may be the hardest, but it is also the most important.  Complete worksheet #4 and make some concrete decisions and goals based on what you’ve discovered through this budgeting exercise.

Maybe you’ve realized it is time to cut up your credit cards, or, at the very least, put them on ice. (Fill a bowl with water, put your credit cards in, and freeze.  If nothing else, it will slow you down!)  Maybe you’re ready to start packing a lunch instead of going out or to give up cable.  What you spend your money on is a very personal decision that only you can determine for yourself (or with your spouse.)

4. Track your spending

The last page of the PDF packet is an expense tracker.  Print out as many as you need, and use it to keep track of everything you spend.  At the end of each day, and then again at the end of each week, go over your expenses to make sure you are staying on track.  The more frequently you “check in,” the less likely you will be to let your spending get out of control.  Little things add up quickly!

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Whew, what a week!  I know this probably seems like a lot, but please don’t give up on me!  I promise it will be worth it in the end, and your bank account will thank you.  Stay tuned for another riveting installment next Sunday and remember, I want to hear from you!  How did your first week of the challenge go?  What did you learn about yourself or your budget?
Keep in mind, once again, that I am not a financial expert.  You are welcome to use these worksheets to help you–they are what make sense to me–but there are lots of other budgeting books, worksheets, & software available that might work for you better

About Budget 101

My goal for this series is to guide you through a series of assignments intended to put you on a sounder financial footing.  Basically it is eight weeks to a better budget. It is my personal guide, a beginners budget 101. Each week we will tackle one specific area for us to work on, and then complete assignments related to that segment of our financial life. Keep in mind, just as anything you need to do in life, following this series will take some effort & commitment on your part. There are many ways to budget your financial life, and this is the blood, sweat, & tears edition. Okay, well maybe no blood 🙂 Every Sunday will mark a new week towards a better budget. Come join me and save! Click on Budget 101 in the menu scale, and use the drop down to view the series by week.

Disclaimers: 

  • I am not a financial expert or certified financial planner.  I have degrees in business administration, criminal and business law, have studied accounting, and am a certified tax preparer and tutor.  I have no credentials whatsoever beyond my own experience to qualify me for teaching anyone about saving money.  There are plenty of money experts out there who could probably explain this stuff far better than me, and some I will even refer you to.  My only goal here is to try to break down the scary world of budgets and saving into manageable bites.  Yes, this is the baby steps guide to saving. This is my personal guide, and it has worked for me.

Week 1 of Budget 101

Welcome to My Beginner’s Guide to Saving!

My goal for this series is to guide you through a series of assignments intended to put you on sounder financial footing.  Basically it is eight weeks to a better budget. Being that you are reading this, you are starting a lifestyle to a better you, and  better financial situation.

Part One: Stop Spending!!!

Saving is not easy. We live in a crazy consumer driven “have to have it” society, where the latest electronics, cars, fashions and cars are constantly being promoted; and we are made to feel like we’re missing out if we don’t have the latest or the best.  The sheer quantity of stuff available to purchase at any given time is pretty much a bottomless pit.  There is always more, more more! So we want and spend more, more, more!

So what’s a girl (or boy) to do?

Well, it’s pretty simple really:  STOP. BUYING. STUFF.

At least in theory it is simple…….

In practice, it is sooooo much harder……

Our reasons for spending money on stuff we don’t need are plentiful and varied.  It makes us feel good.  We want to look better.  We want our house to be pretty.  We want what everyone else has.  It’s fun.  We’re bored.  We’re lonely.  We want people to like us better.  We want to be “ahead of the curve.” We’re “tech junkies”.  We can’t pass up a “good deal.” We think we might need it someday.  The sales pitch worked.  We’re stressed.  We’re trying to fill a void.  It was on sale.  We’re addicted to Starbucks, tobacco, scrapbooking, shoes, video games, books, fun, etc.

Sound familiar?

The truth is that whatever the reason, much of what we spend our money on is unnecessary, a want rather than a need.  I need to eat, but I want to drink my Keurig K-Cups coffee every day. I need to wear shoes, but I want to have dozens of pairs in every color and style imaginable. I want to get my hair done, but I have student loans and bills I need to pay. I want to take dance classes, but I need to pay for health insurance every month (why is insurance so much anyways?…347.00 a month!)  😦  So much for AFFORDABLE in Affordable Care Act.

It is so very important to realize the distinction between what we think we need and what we actually need. But its not an issue of wants Vs. needs, but wants Vs. Priorities.

It is the first critical step on the path to savings.

Don’t get me wrong, I’m not saying you should never spend money on anything, and live an austere and boring life, void of pretty things, entertainment or yummy coffee drinks.

But for the sake of this series, we are going to start by curbing all spending so that down the road we can figure out how to get those things we want in a way that fits our budget.

Which brings me to this week’s assignment:

1.  Stop spending!

Try to go these next seven days without spending money on anything except what is absolutely necessary, as in matter-of-survival necessary.  No clothes, no candy, no quick stops at McDonalds, no craft supplies, no nothing.  Don’t worry, it’s only a week.  You won’t die.  I promise. It is a great way to get your budget back on track in a hurry!

2.  Make a list of wants and needs

Spend your time reflecting on all the things you spend money on in a months time, and divide those things into a “needs” list (i.e.  I need to pay rent, pay utility bills, pay health and life insurance bills, buy food, make car and insurance payment, etc.) and a “wants” list (cable, , Starbucks, etc.)

  •  Don’t just make a mental list.  Sit down and physically write down every single thing you can think of that you spend money on, from the mundane to the major.

3. Get inspired

Read a few financial articles to get yourself motivated.  It will give you something to do while you’re trying not to spend money.

4.  Find new (free) ways to fill your time

Think long and hard about the reasons you spend money frivelously.  If you are using shopping as a way to fill a void in your life then you need to seriously explore other hobbies that don’t cost anything.  Go to the library and check out some new books, make it your mission to explore every park in a 20 mile radius, set a goal of organizing every closet and cupboard in your house by the end of the summer, or better yet, have a yard sale and make some money off the things that you already have that you don’t need.

I think the thing that surprised me the most when I stopped spending money out of boredom was how much more creative I became.  The world is full of free activities. You just have to look a little harder.

And that’s it for this week!  Stay tuned for another riveting installment next Sunday and remember, I want to hear from you!  If you’ve decided to take this 8 week challenge, or if you have any ideas for fun free activities you’d like to share, please leave a comment below.  Saving money is so much more fun when you have someone to share it with.
Samantha Jonas-Rongo

Don’t Sign That Lease Yet

When looking for a living rental, whether being an apartment, loft or house; you may have a lot lingering in your head such as, questions, expectations, plans and maybe even excitement or stress. Perhaps you’re excited about turning your new place into a home and decorate (which is my favorite), or you are nervous about your move. No matter what your situation, when shopping for living rentals, the most important thing you must do is to thoroughly study your lease before signing it. Aside from reviewing the lease, always ask your landlord or apartment manager questions about renting, or about any other aspect of life in your perspective new dwelling. He or she should be helpful and must address all your queries, and more importantly, put what you’ve discussed into writing in case you have to return back to it for reference. Whatever you do, always read your lease, and don’t adjourn it for after you sign it.

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So, what are some important questions to ask when looking at rentals before signing a lease???

  • How much is the rent?
    • Questions about rent cost are very basic yet very crucial, as the apartment must fit your budget of course. You may be able to even negotiate a change in the rents price, but some landlords are settled for what they want to rent their property for. Keep in mind that it may send a red flag that you may have difficulties in paying your rent if you ask to lower the price.
  • When is the rent due?
    • Usually rent is due on the first of every month, but it may be different due to your move in date. Sometimes an extension is available, so ask if there is one, and if there is interest or a fee attached to your late payment.
  • What is the length of the lease?
    • Some leases are month to month, every half year or yearly. If you are renting a room, a lease is normally weekly, bi-weekly, monthly or yearly. It is also important to be aware of what happens when your lease is up since some landlords do renew the lease, and some may just void it and allow the tenant to stay as long as they continue to pay their rent.
  • Under what circumstances can I break the lease?
    • Some landlords allow their tenants to break their lease once they prove that they have been relocated for work or have purchased a house, keep in mind that not all do. Some landlords or agencies may even allow you to break your lease due do crime such as a burglary. A few years ago, my apartment was robbed while I was at school, and my landlord allowed me to break my year lease since I was worried I may be targeted again because I was barely home and lived by myself. Leases can also be broken if the landlord does not keep their end of the bargain as well.
  • Which utilities am I responsible for?
    • Utilities make a big impact in apartment costs, so be sure to gather as much information about them as possible. If you are responsible for electricity, heat, trash and/or water, you want to make sure you can afford those payments within your budget. If utilities are included, you should know if there are any limitations. Some places have a set thermostat with a limit temperature and timer included when heat is included.
  • What is the cost of the utilities for the apartment I would like to rent?
    • To help budget your cost, ask the property owner what is the normal monthly rate for utilities. If he or he is unaware, you have the ability to call your local utility companies, and request an estimate based upon the past usage of previous tenants.

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  • Is the heating electric or gas?
    • Generally it is cheaper to heat water with gas than with electric. Electricity costs about four times as much as natural gas for the same amount of heat. If a dwelling is heated by electricity, it’s especially important to call the utility company to find out about past electric bills at that address.
  • Who is responsible for hot water?
    • Sometimes the landlord pays for hot water, and sometimes tenants pay. Hot water is often the second biggest part of your utility bill, so it’s important to ask this question before renting. Again, call the utility company to find out what past gas and electric bills have been for that address.
  • Am I provided with cable, satellite service or internet?
    • Some places include internet with a monthly limit of GB usage while cable may only include only certain channels.
  • Who is in charge of yard work?
    • Some rentals include yard work such as snow plowing, and mowing of grass as well as bush trimming in the rent. Not all rentals include these services and it is the tenants responsibility to care for the properties yard. My rent includes all yard work, except my own personal gardening of course 🙂

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  • What is the parking situation?
    • This is a very important question if you own a car. Check if you will be provided with your own parking spot, and ask whether your guests can use other parking spaces when they visit your place. If there are no off street parking spaces available, it’s good to know where parking on the street is available, the distance from there to your dwelling, as well as the city/town laws in regard to parking on the street. Some cities have alternating parking days while others may not.
  • Can I make improvements in the apartment?
    • We sometimes may not like how the sink or shower spits out water, and may want to change faucets. Check and see if there is anything in the dwelling that you would like to have changed, and see if you can change it. Some landlords may even deduct from your rent if you show proof of cost for your efforts.
  • Can I re-paint or hang décor?
    • This is important as well. You might have found the perfect location, but what if its walls are painted in a dreadful color? Some landlords will allow you to re-paint while others won’t. Some rentals also will not allow to have anything hanging on the walls due to the potential damage from drilling holes or hammering nails. Details about redesigning should be included in the lease.
  • Is there a lot of noise? Are there rules to noise?
    • If noise is a huge issue for you, you better make sure you know if other tenants or neighbors make a lot of it. If you are one who creates the noise, ask what are the limits, and if it will be a problem. You have to show neighbors respect no matter where you move. Having company shouldn’t be an issue, but when it’s loud company, it can be.
  • Can I have pets?
    • Ask about the pet policies. Each place will have its own set of rules and regulations about pet ownership. Some will allow pets while others won’t. Some communities are very particular and will even look into a pet’s breed type and weight. Additional security deposits may apply for your pet, and you should be aware, just as the landlord should be aware of your pet’s presence.
  • Can I sublease?
    • In some rentals, you will be allowed to take in a roommate or perhaps, add another name to the lease after moving in. Make sure this option is available in case you are in need for the extra help with expenses or just want to help out a family or friend.

When looking at rentals and asking questions, try to think in both the long and short term. There are lots of rentals out there, and asking the right questions is key to choosing the best one for you.

Samantha Jonas-Rongo

Language Barriers Create Country Borders

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We all should learn a new language not just to communicate, but to be able to get a better understanding of others around us. We need to start the process for the generations to come to live life where we all get along and live in a world where we survive together instead of fighting one another. We should be able to live in a world without borders or barriers, but it begins with language……Samantha E. Jonas-Rongo

我們都應該學習一種新的語言不只是溝通,但要能更好地理解我們周圍的人。我們需要啟動該進程為世世代代居住生活的地方,我們都相處和生活在一個世界裡,我們生存的戰鬥,而不是彼此在一起。我們應該能夠生活在一個沒有邊界或障礙,但它開始用語言。……Samantha E. Jonas-Rongo

Todos deberíamos aprender un nuevo idioma no sólo para comunicarse, sino ser capaz de obtener una mejor comprensión de los que nos rodean. Tenemos que empezar el proceso para las generaciones por venir a vivir la vida en el que todos llevamos y vivimos en un mundo donde sobrevivimos juntos en lugar de luchar entre sí. Debemos ser capaces de vivir en un mundo sin fronteras ni barreras, pero comienza con el lenguaje…….Samantha E. Jonas-Rongo

Мы все должны выучить новый язык не только для общения, но, чтобы иметь возможность получить лучшее понимание окружающих нас. Мы должны начать процесс для будущих поколений жить жизнью, где все мы вместе и жить в мире, где мы выживаем вместе, а не бороться друг с другом. Мы должны быть в состоянии жить в мире без границ и барьеров, но это начинается с языка…….Samantha E. Jonas-Rongo

Nous devrions tous apprendre une nouvelle langue et pas seulement de communiquer , mais pour être en mesure d’obtenir une meilleure compréhension des autres autour de nous . Nous devons commencer le processus pour les générations à venir de vivre la vie où nous entendons tous et nous vivons dans un monde où nous survivons ensemble au lieu de se battre les uns les autres . Nous devrions être en mesure de vivre dans un monde sans frontières ni barrières , mais il commence avec la langue…….Samantha E. Jonas-Rongo

يجب علينا جميعا أن نتعلم لغة جديدة ليس فقط للتواصل، ولكن لتكون قادرة على الحصول على فهم أفضل من الآخرين من حولنا. نحن بحاجة للبدء في عملية للأجيال القادمة أن تعيش حياة حيث أننا جميعا الحصول على طول ونعيش في عالم حيث نعيش معا بدلا من محاربة بعضهم البعض. يجب أن نكون قادرين على العيش في عالم من دون حدود أو حواجز، ولكنها تبدأ مع اللغة…….Samantha E. Jonas-Rongo

Noi tutti dovremmo imparare una nuova lingua, non solo per comunicare, ma per essere in grado di ottenere una migliore comprensione di altri intorno a noi. Abbiamo bisogno di avviare il processo per le generazioni a venire a vivere la vita in cui siamo tutti d’accordo e viviamo in un mondo in cui sopravviviamo insieme invece di combattere l’un l’altro. Dovremmo essere in grado di vivere in un mondo senza confini o barriere, ma inizia con il linguaggio…….Samantha E. Jonas-Rongo

Tất cả chúng ta nên học một ngôn ngữ mới không chỉ để giao tiếp, nhưng để có thể có được một sự hiểu biết tốt hơn về những người khác xung quanh chúng ta. Chúng tôi cần phải bắt đầu quá trình cho các thế hệ mai để sống cuộc sống mà tất cả chúng ta được cùng sống trong một thế giới mà chúng ta tồn tại với nhau thay vì chiến đấu với nhau. Chúng tôi sẽ có thể sống trong một thế giới không biên giới hoặc các rào cản, nhưng nó bắt đầu với ngôn ngữ…….Samantha E. Jonas-Rongo

Dapat namin ang lahat ng malaman ng isang bagong wika ay hindi lamang upang makipag-usap, ngunit upang magagawang upang makakuha ng isang mas mahusay na pag-unawa ng iba sa paligid sa amin. Kailangan namin upang simulan ang proseso para sa mga darating na henerasyon sa live na buhay na kung saan namin ang lahat ng makakuha ng kasama at mabuhay sa isang mundo kung saan nagpapatuloy kami magkasama sa halip na labanan ang isa’t isa. Kami ay dapat ma upang mabuhay sa isang daigdig na walang hangganan o hadlang, ngunit ito ay nagsisimula sa wika…….Samantha E. Jonas-Rongo

Մենք բոլորս պետք է սովորել նոր լեզու է ոչ միայն շփվելու, այլեւ կարողանան ստանալ ավելի լավ հասկանալ, թե ուրիշների շրջապատում: Մենք պետք է սկսել գործընթացը, որ սերունդների է ապրել կյանքը, որտեղ մենք բոլորս միասին, եւ ապրել մի աշխարհում, որտեղ մենք գոյատեւել միասին, այլ ոչ թե պայքարում են մեկը մյուսին. Մենք պետք է կարողանանք ապրել մի աշխարհում, առանց սահմանների եւ արգելքների, բայց դա սկսվում լեզվով…….Samantha E. Jonas-Rongo

Wir alle sollten eine neue Sprache nicht nur zu kommunizieren, aber in der Lage, ein besseres Verständnis der anderen um uns herum zu sein zu lernen. Wir müssen den Prozess zu starten für die kommenden Generationen zu leben, wo wir alle zusammen zu bekommen und leben in einer Welt, wo wir zusammen statt gegeneinander kämpfen zu überleben leben. Wir sollten in der Lage, in einer Welt ohne Grenzen oder Barrieren zu leben, aber es beginnt mit der Sprache…….Samantha E. Jonas-Rongo

Ba chóir dúinn go léir teanga nua ní hamháin a chur in iúl, ach a bheith in ann a fháil tuiscint níos fearr ar dhaoine eile thart timpeall orainn a fhoghlaim. Ní mór dúinn chun tús a chur le próiseas do na glúine atá le teacht an saol nuair a fháil againn go léir chomh maith agus ag maireachtáil i ndomhan ina maireachtáil againn le chéile in ionad an troid a chéile chun maireachtáil. Ba cheart dúinn a bheith in ann maireachtáil i ndomhan gan teorainneacha nó bacainní, ach tosaíonn sé le teanga…….Samantha E. Jonas-Rongo

Waxaan oo dhan waa iney bartaan luqad cusub ma ahan oo keliya in ay la xiriiraan, laakiin si ay u awoodaan in ay helaan faham wanaagsan oo dadka nagu wareegsan. Waxaan u baahanahay si ay u bilaabaan habka loo jiilasha soosocda in ay ku noolaadaan nolol halka aan dhan u hesho iyo ku noolnahay adduun halkaas oo aan ku noolaan wada halkii ay dagaal midba midka kale. Waa in aan awoodin in ay ku noolaadaan dunida oo aan xuduudaha ama caqabadaha, laakiin waxay ka bilaabanaysaa afka…….Samantha E. Jonas-Rongo

Ние всички трябва да научат нов език не само да общуват, но за да бъде в състояние да получи по-добро разбиране на другите около нас. Ние трябва да започне процеса за идните поколения да живеят живот, където всички ние се разбираме и да живеем в един свят, където можем да оцелеят заедно, вместо да се биете един на друг. Трябва да можем да живеем в свят без граници или бариери, но тя започва с език…….Samantha E. Jonas-Rongo

Children and News

 
                 
Since my stepson was 3, he has been viewing the news on our local channels as well as NBC, MSNBC and CNN with me. At 9 years old, he now watches the news every morning before going to school, and at night during the evening broadcast. I am a current event and history fanatic, and see a major importance in both.  CNN, NBC and MSNBC not only take over my television screen, but my phone, including apps for breaking news notifications. I love to know what’s going on not only locally, but world wide. I believe children should be just as aware. Today’s news will be tomorrows history. Take my poll below and see what others believe and how you and I may agree or differ.

Don’t Always Baby Your Baby

Don’t Always Baby Your Baby

It is not what you do for your children but what you have taught them to do for themselves that will make them successful human beings

Good parents realize that there is always much more for them to learn about in regards to being “good parents”. In a perfect world, parents would all have boundless energy, patience, knowledge, tolerance, understanding and flexibility, but no one is perfect. There is so much more to being a parent than just putting them to sleep, feeding them and buying their necessities. It also includes having a wide variety of practical skills in which more than majority of parents aren’t equipped with to have the ability to inquire, or even have the knowledge of the skill’s being, let alone their importance and affects.

When it comes to my stepson,  or my own future biological children….it is not my job — and it is certainly not anyone else’s — to prevent them from feeling frustration, fear, or discomfort. If I do, I have robbed them of the opportunity to learn that those things are not the end of the world, and can be overcome or used to their advantage.

If they get stuck, it is not my job or anyone else’s to save them immediately. If I do, I have robbed them of the opportunity to learn to calm themselves, assess their situation, and try to problem solve their own way out of it.

  • I don’t want my children to learn that they can’t overcome obstacles without help.
  • I don’t want them to learn that they can reach great heights without effort.
  • I don’t want them to learn that they are entitled to the reward without having to push through whatever it is that’s holding them back and EARN it.
  • I want my children to know the exhilaration of overcoming fear and doubt and achieving a hard-won success.
  • I want them to believe in their own abilities and be confident and determined in their actions.
  • I want them to accept their limitations until they can figure out a way past them on their own significant power.
  • I want them to feel capable of making their own decisions, developing their own skills, taking their own risks, and coping with their own feelings.
  • I want them to climb that ladder on the slide without any help, because they can. I know it. If I give them a little space, they will soon know it too.

Because, as they grow up, the ladders will only get taller, and scarier, and much more difficult to climb. I don’t know about you, but I’d rather help them learn the skills they’ll need to navigate them now, while a misstep means a bumped head or scraped knee that can be healed with a kiss, while the most difficult of hills can be conquered by chanting, “I think I can” to “I know I can” to “I did it”

Samantha Jonas-Rongo

A Blog For My Step Son

This article is based on the free eBook

My nine year old stepson Felix is filled with creativity, quite more than energy, but I love that he has a creative side. We spoke  about starting a blog made by him for other kids who share similar interest or just like to explore into other thoughts and ideas, but we have yet to begin one. Im thinking of allowing him to express freely to the free world about random subjects or stories that comes to his mind including recipes and crafts. Of course I’ll  be monitoring his sharing and interaction with others, but maybe an audience greater than our household would give him more initiative to use and share his creativity in writing format as well as also help him with his computer, syncing, coding and writing skill. For all my fellow wordpress artist and writers, like this post if you believe a child should be able to create thier own site and blog , but even better, leave a comment with ideas or thoughts you have towards this subject or ideas about what he should blog about.

Samantha Jonas-Rongo

My Every Day Dillema

PROUD TO BE NATIVE AMERICAN, AFRICAN AMERICAN AND NIGERIAN

Genocide-Slavery

lol they don't start speaking spanish to me but they do assume I'm hispanic

Seriously my situation, no one ever guesses im black and white its always hispanic they think I am until they see my dad

Even after I explain my ethnicity, people still assume I speak Spanish. I have even been told that I should  because even “Puerto Ricans”, “Dominicans” and “Cubans” stem from African, European, Native American and Spanish roots and Spanish is their native language. Well, I’m not Puerto Rican, Cuban nor Dominican and neither is anyone in my bloodline of my ancestry. I do not have Spanish nor European roots and no one on my mothers Native American side speaks Spanish and neither does anyone from my father’s African American and Nigerian side, so I’m unable to speak Spanish to benefit your racist stereotypical expectations. I’m proud to be a Native, Nigerian and African American.

You want to fix racism, start in the mirror.

BASED UPON WHO BUILT THIS COUNTRY, LOOKS AS THOUGH I AM A TRUE AMERICAN.

-Samantha Jonas-Rongo

I Am a Mother, Accept It

I Am a Mother, Accept It

A mother is a mother; is a mother. I don’t care if she gives birth, adopts, fosters, or is co-parenting her boyfriend’s/ fiancé’s/ husband’s kid(s) with his kids’ mother.

Giving birth immediately makes a woman a mother, a bio mother, but not necessarily a parent. A mother, yes, this is biological destiny, a religious blessing, and simple anatomy science. This is fact. It does not matter if she is not raising her child. It does not matter if she does not play any significant role in the child’s life at all. It does not matter who she is or what she does for a living or how much money she has or what her IQ is. The fact that she gave birth is indisputable. It makes her a biological mother, but not a parent.

Adopting or fostering makes one a mother and a parent. You have a legal document that says so. You are doing the mothering, parenting and the loving. You are building a relationship and a history with your child. You are a mom.

Mom is in the term “step-mom”.  Again, you are building a relationship, and a history with a child, or children, they’re your child, your children.

I am a mom as well. I didn’t give birth to any, but I am a mother, accept it.

To those many woman in my shoes or alike, that’s loving, providing for and protecting a child or children that’s not theirs, you are a mother to that child or children, regardless of their bio moms availability, relationship or opinion. In your heart, as well as the child(ren)s, their father’s, maybe mother’s (depending on your sexual preference), you do have a role without boundaries, because your love has none. Don’t believe you have a place that is limited or a role that is minimum, you loving a child that’s not yours is normal, not weird. A woman who’s says its weird is a woman who has the inability to do it herself.

When another woman takes place in a childs life, this woman is automatically a bad character in too many mothers eye’s. Some even take it to the extent to share that opinion with their child(ren). She now becomes topic in conversation amongst a mother’s conversation with her family and friends, but majority of the time, a jealous, classless and even coniving woman makes it a negative one almost everytime. Some are even caught in lies when others from her party try to intervene.

It’s still a valid question to ask why do many woman say they want to know who’s around their child(ren), but do not take the time to learn about them woman to woman. She may say she wants to see if she’s a good person, but when she finds the good, its not shared amongst her circle, but she rather negatively discuss her and even tease her flaws. Most likely because that other woman is a better woman, and may even make a better mother. In the end, from the very beginning, a mother can continue to show that the only negative woman involved in that child’s life is the actual mother herself with her rude comments, disrespectful, and even violent demeanor towards the woman she expects to be of high value to be good enough for her child(ren).

 

Why does it feel like some bio-moms need to make it a war, or a competition? Someone always has to be the loser, and the other the winner. Or another woman has to be trying to take over instead of working with. Some women and their “territory”, it’s sad. A child isn’t property. A child is human aren’t they? Aren’t people, people, and not ones property?

Why must a woman be able to accept another woman as a mother figure, and even call them mom, ma or say they are “like” or “are” their mom, but when it comes to their own child(ren), no other woman can be that to them? Why must she ask her child(ren) if the other woman makes them call her mom? Or even tell their child(ren) never to call her mom? Eventually the child(ren) will realize that his or her neighbors, celebrity idols, friends, and other family members call another woman mom or ma and realize it is normal, and not a crime. Thus, he or she will then realize how selfish, immature and even jealous their mother is or was, and will call that other woman ma or mom at their own will.

shooting-star-tattoo-1

What many of us woman need to understand is, is that woman who do act like that, are woman who do not have the ability or willingness to love, and nurture a child that is not their own, and maybe one that is as well. She cannot be with a man who has children Of his own nor take care of a child or children who isn’t hers and provide that child with what One needs emotionally and spiritualy to grow healthy and happy.

You’re a mother. She’s a mother. You’re a mother. I’m a mother, accept it.

How does a child have the ability to have a step-father, or simply have a man around and involved, who’s not their father, in their life, but another woman can’t step foot near or have time spent with them and a step mom is of nonexistence and is treated as a crime? I’m confused.

Be glad that a child of yours has extra love and guidance in their life. Even though you may have used, or use your child(ren) as pawns, doesn’t mean that “house” is a game that another woman plays with your child(ren) as its pieces.

“This is MY child”, “These are MY kids”, an unconfident or threatened woman would reply or start a conversation with. Obviously the other woman didn’t give birth, you did, so that is not needed to be mentioned. You aren’t proving a point of who’s the mother, or that you are the one in control, you’re showing how weak, threatened and unconfident you are as a woman, as a mother.

A woman who shows that persona when it comes to her own, and shows her over protectiveness to a man that has children himself, shows that his children will never be priority nor good enough to be considered her own and therefore, that relationship nor any other will work. It scares and turns off a man, its shows far off from being a loving woman and a mature mother.

It is crazy and completely irrational, but one may think another woman is trying to take her kid(s) from her, or that their kid(s) would like the other woman better and wish she were their mom instead. A not so great mother with a guilty conscience or unconfident woman feels her motherhood has been threatened or questioned, like perhaps she was being judged and maybe she has been discovered as not a good enough parent. But, a great and confident mother would know better, and therefore would do better.

Love is what makes a mother, not just biological science or spiritual religion.

Whether our children are biological, adopted, fostered, step or spiritual, love is what gives us that role of influence in another’s life. We are mothers because we love, and love is paired, so often and necessarily, with sacrifice.

Having a heart doesn’t make you compassionate any more than having a brain makes you intelligent. You had the tools to create a child as any woman does, but that doesn’t mean you have the correct priorities or guidance to raise one. Some woman, and their so-called “motherly love, fight and awareness”, it’s sad and even sadder of the lack of knowledge and commitment some have to fulfill the role of a positive, rational and loving mother.

Good mothers set a high enough bar of being ones mother and a confident and mature mother would not be in fear of losing the role she loved and valued so much. If she knew she was doing the job correctly, there would be nothing to fear, only something to gain, the additional love that her child(ren) would endure. And being a mother involves sacrificing your own pride for your child(ren)’s emotional well-being and allowing your child to love another.

Love and sacrifice.

The love we give, and the sacrifices us woman make for the love we give is what makes us mothers. Its about what our child(ren) needs, not what we want. I will be dressed in rags before I keep my stepson, well my son, away from what pleases him. He wants to do martial arts, my hair appointments will now take place in my own bathroom. He needs extra support with school work, I will adjust my schedule. He wants to spend more time with me, my nights out come to an end. He is the son of my fiancé, I am the fiancé of his father. In the same, I am a mother, he is my son. He’s not a part of my biological DNA, but we are both major key parts in each other’s positive emotional well-being, spiritual world and life in whole.

It was love that led Christ to come to earth, and it was love that led him to, and through the cross. As women made in his image, we are called to love and serve those in our care, whether they are our physical or spiritual children. But truly loving and sacrificing for others is costly, in small and large ways. And in this way, it is Love that makes us mothers. We need not be biological mothers to fulfill the role.

I am a mother, accept it.

– Samantha Jonas-Rongo

Choosing A Tie

 

If you take a step back, the whole idea of neckties seems pretty silly. It’s a piece of cloth that men tie around their necks.  It doesn’t seem to have any rhyme or reason, and men sometimes use this pretense to avoid wearing one.

Men in ancient times, from Rome to China to Egypt, couldn’t resist tying a piece of cloth around their necks. And it was the cravats worn by the Croatian mercenaries of the 30 Years War that really transformed the tie into a popular and widespread accessory. So while we may never be able to know the reason why, it’s indisputable that men have always felt a little manlier with something slung around their throat. There’s just something about neckties that make a man look powerful, assertive, and put together.

There is definitely an art to creating and picking out a proper necktie. A necktie can say a lot about you and convey your personality to others. When picking out a tie, consider the following factors to ensure you make a good purchase.

This guide is based upon personal preference, but may be used as your personal reference. For the larger man, I understand that finding a tie may be a difficult task, but if in need of one, visit the Long Tie Shop.

  •  A Tie Is the First Thing People Notice
    “Nice tie!” That’s always what people say. Their eyes can’t help but go there. So while you do want a tie that looks great all on its own, remember, it shouldn’t be a novelty piece. It’s meant to speak to the rest of your outfit, not stand apart from or clash with it.
  • Length Matters
    Whether you’re six feet four or five feet six, the tip of the tie should hit right at your beltline— not three inches below it, not two inches above it. That is, unless you’re doing the whole short-suit thing. And then, yes, let the tie hang tight above the navel.
  • And So Does Width

As many woman do, I prefer a skinny tie over a wide one. I buy my husband ties that are about two and a quarter to two and three-quarter inches at its widest point. Much wider than that and you start to look like a congressman. This thinner width works both at the office and on the town, syncing up with any modern-cut suit.

  • Keep It Solid
    I love a vibrantly striped repp tie or a boldly patterned club tie. But you’re not going to see much in the way of dizzying paisleys or loud wallpaper prints. I’m not into ties as conversation pieces. A tie should anchor an outfit, reaching for solid or subtly patterned ties. They ground a busy shirt like a plaid or a gingham, and they stand strong against a crisp white or pale pink. They’re fail-safe

  • The Essential Can’t-Go-Wrong Tie Wardrobe
    I’m not saying you shouldn’t own more than five ties, but if you owned only these, you’d be set for every outfit and every occasion.

See photo above: From left to right:

Wool
In the middle of winter, you’ll want a tie to pair with your heavier-weight suits.

Solid Black
For formalwear occasions, for a gray suit with a white shirt, or for a leather or jean jacket. Exceptionally versatile.

Pin-Dot
Like a polka-dot, but much smarter and more subtle.

Club
Any tie with a repeating logo. Once just for the Ivy League set, now for anyone with serious style.

Repp
Still a Capitol Hill staple, but now cut skinny for the cool kids, too.

  • Get All Accu-Weathery and Match Your Tie to the Seasons
    You should think of your tie as a way to fit in with the seasons, like wearing white jeans in the summer. So if you’re sporting a khaki or seersucker suit, pair it with a cotton tie. And come fall, if you’re wearing tweed or flannel, reach for a woolly tie. Tiemakers these days are offering a ton of options on both sides of the seasonal spectrum. These ties provide instant personality without feeling gimmicky.
  • The Cheat Sheet:
    Slim down. If you want a modern look, go for a tie that’s about two and a half inches wide.
  • The tip of your tie should reach exactly to your beltline.

• The four-in-hand is the only tie knot you need to know. It goes with every shirt and suit.

• If patterns and colors confuse you, don’t sweat it. A solid dark tie with a white or light-color shirt is a can’t-miss combo.

• Buy a slim black silk knit tie and wear it with everything you own.

• Match your ties to your suiting fabrics— cotton ties with cotton suits in summer, wool ties with wool suits in winter.

• It’s official: Bow ties are back, whether you want to wear one with your tux or with your cardigan. Buy one and learn to tie it.

How To Pick Out A Tie

Samantha Jonas-Rongo

Coding, The New Literacy

Coding, The New Literacy

Samantha Jonas-Rongo

“Every era demands, and rewards different skills of that generation”….Samantha Jonas-Rongo

All of us, including our children are connected to technology unlike when we were kids. It’s now part of our lives and our young ones are born into it. Teaching them to code is like playing with LEGOS, which itself is a great introduction to the concept. They want to make things and making a Lego house and building an app or a game is about the same concepts.

In earlier generations, including today, parents including stepmoms such as myself, teach their children how to grow plants, cook meals, separate laundry correctly, iron clothes, wash dishes, take care of animals and plants, make their bed and take vitamins daily, brush and floss their teeth at least twice a day, wash hands, speak proper and respectfully, use manners, do their homework, study hard, enjoy reading read, write a story, shoot hoops, ride a bike, the list goes on and on.

Our world has morphed and so many of the things we once did with elements such as fire and iron, or tools such as pencil and paper, are now wrought in code. We are teaching coding to help our kids craft their future. Isn’t it amazing to see a baby or a toddler handle a tablet or a smart phone? They know how technology works vaguely already.

Kids absorb information so fast. Languages, spoken or coded, can be learned in a matter of months. Recently, there has been a surge of importance and poplularity emerging about teaching kids to code.

Programming is viewed as a strict logical stream only available to the brainiest. In fact, coding is within the grasp of everyone. It teaches creativity, strategy, solving puzzles, and even cooperation. I want to expose not only my stepson to coding, but hope that  other parents understand the importance of programming because it’s a great skill and a powerful way of thinking.

As much as kids spend enough time playing Angry Birds and Cut the Rope on a smart phone, I figure they should get a peek behind the curtain at how the programming works. In fact, developing the codes that tell computers and devices what to do is now a vital mainstream skill. With that being said, everyone should learn to code in my opinion, but something’s getting lost in translation between technologists and parents of students around the country.

Let’s get this out of the way: Not everyone needs to learn how to code. Coding is just one part of the constantly evolving technological landscape. It produces all computer programs, from games to social media sites and online calculators. Some experts call it “the new literacy” and say that to survive in tomorrow’s society, young people must learn to code.

There’s a big difference between learning how to code and having a fundamental understanding of how technology and software operate. Of the two, the latter is way more important for some people including myself, while many in the U.S. don’t understand the tools and software they’re using and are settling for just knowing how to function the program.

“The cloud” is still one of those misunderstood technical terms that gets thrown around far too often, and yet people don’t understand what it means. Even CNN couldn’t educate their viewers appropriately about where and how data is stored in cloud services like iCloud.

I believe that offering programming electives for students who want to learn Python or scripting won’t solve the underlying problem of digital illiteracy alone. In order to teach all students to code, schools will first need to introduce computer-science concepts that help students learn how to stack the building blocks themselves.

Also, digital literacy won’t be a part of a students’ required curriculum until parents acknowledge it’s presence, understand its meaning and importance, and thus demand, that their children be taught it. Parents need to realize that this is an intellectual gap in the elementary school curriculum that’s going to be useful no matter what their kids are going to do in the future.

Velocity offers a private white label reseller program for cloud hosted PBX resellers services and solutions

They don’t need to learn how to build the next Dropbox or Facebook, but they should understand how the cloud works at least. Instead of just knowing “its a storage space on the web for your stuff”, or something related to that, they should know the fundamentals and meaning behind it. For students with access to more advanced technology, dovetailing computer science concepts with courses that students are already studying can benefit both subjects.

Bootstrap, for instance, teaches students programming concepts by using algebra and geometry to create a video game. The materials are open source, and math teachers of students aged 8 to 13 can download and introduce Bootstrap to the classroom, but finding and enabling qualified instructors to teach concepts of technology and computer science can be difficult.

The “learn to code,” movement has almost as many skeptics as supporters—in part because coding, and understanding how coding works, are two very different things.  When you understand how things work, it changes your perception of the world, and the Internet is not this thing that’s separate from you any more. You can be part of it.

 A growing list of educational startups are teaching programming languages such as HTML, CSS, and JavaScript to people without technical backgrounds. Universities, colleges, and continuing education programs are getting into the act, too. I support and understand the value of it’s success, because you have to stay on top of the technology of the present that is the beginning of the future. You have to stay on top of the technology, because it’s very competitive in the job market.

Coding, that’s the future. Many creative professionals are going to need to know how to do the technical stuff. Even if you or your child are not planning to become a programmer or developer, knowing and understanding computer code can enhance resumes and help careers.

Programming really is literacy for the 21st century. Which computer languages that should be learned depends on the goals. As a general rule of thumb, learn HTML and CSS for the Web; JavaScript for games or apps; and Ruby or Python if you want to process data or explore databases. For the college graduate, having the ability to put HTML and CSS on a resume is a real perk.

So how do you, yourself become code literate? Learning computer languages has been compared to studying foreign languages, so a lot depends on your style of learning. Some people prefer working independently at their own speed, so online programs such as Codecademy, Codagogy, or Code Avengers work best. Others may learn better in traditional classroom settings. An array of meetup groups can also help newbies get coding.

As a parent with the knowledge and understanding of coding and having the capability to code, helping teach your child learn those same skills and matters is much easier. If our children can learn how to abbreviate their text, text with emoticon, they can learn the fundamentals behind their device and its programming.

Samantha Jonas-Rongo

Children and Social Networks

Children and Social Networks

Samantha Jonas-Rongo

Social media, the world where the socialites and others alike, along with those non socially active can be whomever they like, meet, greet, chat and even build relationships and/or friendships. It is the nesting ground for friends, family and even predators. As a parent and an educator, this topic is near and dear to my heart. Every week that passes, the social media landscape changes, and keeping up with it can be a nightmare.

If you’re a parent or guardian of any child or teenager, you have to keep up with it. You have to be savvy enough to know what social networks your kids are using. You can’t use the excuse: “I don’t understand this stuff!”, for example: Snapchat, Instagram, Twitter, Vine, Google+, Facebook etc. If you don’t know what I’m talking about, it’s time to start doing some research. You don’t have to be an expert, but you should know how these networks operate. These are the platforms your teenagers, or soon to be teenagers are probably using right now or are interested in doing so.

What if your child asks you if they can get a Facebook, Twitter, Google, Instagram, etc… account?

Don’t start with NO! You want to start this journey with them knowing you’re there for them. That doesn’t mean you have to say yes either but hear them out first. Start with questions like these:

  1. Why do you want a Facebook account? They’ll probably answer with something like “Because ALL my friends have one”.
  1. Which of your friends are on Facebook and are allowed by their parents? Hopefully they tell you. If not, maybe they’re not ready to be on social media.
  1. Are these the only people you would be friends with on Facebook? This might be a good time to talk about only interacting with people they know in real life.
  1. What do you know about Facebook? They may say something like “You talk to friends and share photos”.
  1. What kind of photos would you be sharing? My guess is they’ll say something like “I don’t know. Me and my friends.” This is a great time to talk about what types of photos are appropriate to share online and why.

social media tips for law firms

After you’ve had this conversation with your child you need to make a decision as to whether they’re ready for social media or not. If you’re on the fence about letting them you can always say “Yes, but under one condition. You have to share your password with me. If you’re being honest about why you want to be on Facebook then you have nothing to hide from me”. You can also tell them you’ll only use the password if you feel like they’re hiding something from you or not using the network responsibly. A written agreement between you and your teen might serve as a reminder of rules that are not to be broken and consequences that will happen if they are. Refer back to it often and review the rules when appropriate.

 finger on keyboard

Here is some advice to get you started on educating yourself and your children on how to use social media safely:

  • Teach your child about respect. Respecting themselves and respecting others. If you stop them from being on Twitter or Facebook, they’ll just move to WhatsApp or Instagram or SnapChat or Google+ or … you get the point. Give them the skills to make good decisions first and foremost.
  • Teach your child that whatever they put online is permanent, this includes Emailing! Private is not always private. The photo or video they post online is not owned by them anymore. It’s owned by Facebook, Instagram, Google, etc…whatever site they posted on, and they can do what they want with it. Not only are certin things crimes, they can be persecuted not only by their peers, but even the law if it is reported. Certain photos even make them easy targets for bullies and predators as well.

SocialMediaPostRemorse

  • Some day your kids may apply to a high school or college, or submit a resume for a job, and I can assure you they will most likely be researched online. An employer, or school may still conduct a background check, but it is very common that a simple Google, and then social network search is part of the process. Ask yourself, what will their impression of my child be when their done? Therefore, teach them to also share their accomplishments like academic awards, sports awards, volunteering, community events, school club activities etc. online when they are involved in them and keep the negative outlook off of the web.
  • Tell your child to never take seductive photos and text them to her “boyfriend”. It’s incredibly risky and foolish because at some point her boyfriend probably won’t be the only person to see those photos. The same is true for girlfriends. They share pictures of ‘hot guys’ around as well. ‘Sexting’ should be a subject discussed before any smartphone is purchased. All this applies to pictures of under-age drinking, doing drugs, or any other illegal activity due to the negative outlook on their personality and being, your parenting, as well as their future job and school inquiries.
  • Explain to your child that communicating verbally is completely different than communicating online. If you happen to say something verbally that you later regret you can fix this over time. If you happen to post something online that you later regret, that content may never disappear and you may never be able to fix it. It is easy to press delete, but let’s be real, the internet does not erase, and everything sticks to the IP address. With technology allowing screen shots and downloads to occur, it may be deleted on your end, but still exist on another. So besides it still available on the IP address, the other party still has the physical evidence available at hand.
  • Trust goes as far as they trust their friends! ‘Private’ or “Protected’ accounts give teens a false sense of security, since those ‘trusted friends’ might post pictures of you, tag you, or leave accounts open and accessible to parents or worse, peers. This is where ‘Don’t say ANYTHING you wouldn’t say out loud’ applies most!

  • Make sure your child knows to come to you with a problem right when it occurs, so you can help fix it. Things can get out of hand quickly online, as pictures, texts and posts can go viral within hours! Whether something is happening on their accounts, or an a friends’ account they need to know to report it to you. Let them know coming to you is their only option and that you will always listen.
  • Be present and aware of what your children are doing online. Don’t give a laptop/iPad/iPod etc and let them go to their room for the night if you don’t plan on keeping an eye on them. Know what apps they have. Know their password to these devices. You have to find a balance between trusting your child and parenting. If you don’t give them some space they’ll never learn to make good decisions (even if that means making a mistake here and there) and if you’re completely oblivious to their online activities you’re making it far too easy for them to potentially make an unrepairable mistake as well as making it difficult for them to open up and share their online world with you. You are their parent/guardian, not their friend…some things just shouldn’t be tolerted not accepted.
  • Review the privacy settings of each app with your child. You’ll probably want to make sure that they’re not sharing their current location due to the potential ifs of bullies and/or predetor.

 Location matters Spatial standards for the Internet of Things

  • Teach your child not to interact/follow people they don’t know in person, tech them that having many friend on social network doesn’t mean that everyone is their friend in real life. Now a days, following a celecrity can even be a risk dur to the scam artist protrying to be them.
  • Start this journey into social media by making your teenager responsible for their hardware as well. Paying for their own smartphone and monthly bill will quickly teach a teen responsibility and accountability. No work, no money, no phone. It’s how the real world works. As a parent, I have a $10 pay-as-you-go phone as a back-up in case my stepson hasn’t paid his bill. He’s too young to work but allowance is given and that is his source of income. If your child is in the same predicament and your child is using your device, I will give you the same advice I have shared with many of my closest friends: “A parent’s device means all time-limits, usage rules, passwords are completely dictation by the parent”.

My favorite tip is lead by example. Practice what you preach if you want them to navigate their digital life safely.

Samantha Jonas-Rongo

Reading Benefits

Read

Samantha Jonas-Rongo

84% of people are reading less and less deeply. The National Endowment for the Art has found that reading has declined among every group of adult Americans. Literacy has been improving in countries like India and China, but that literacy may not translate into more or deeper reading.

People seem to be reading less material particularly unrelated from celebrity gossip, social media or fashion. When was the last time you read a fiction novel, educational book, or a substantial magazine or news article? Do your daily reading habits center around tweets, Facebook updates or short written text messages? If you’re one of the majority of people who don’t make a habit of reading regularly, you might be missing out: reading has a significant number of benefits.

More than often, people will tell me that I write too much, which is why they don’t bother to read or even view my site. On average, I write at most, 1000 words. That’s about the same as scrolling down your Facebook wall for 3 minutes. The only difference, I speak upon random, relevant subjects and matters, all in one proportion. My case being, there are differences in materials of reading, and what they offer. I believe, the more knowledge you have, the better-equipped you are to tackle any challenge you’ll ever face.

In this post, I will be brief, so therefore it’s not too much to read. As you read, realize that I’m not wrong for writing much, those who are too lazy to read are in the wrong and need to make the adjusment.

Book Wallpaper - reading Wallpaper

As adults, whether parents or not, we need to set by example for any child, how essential and great reading is. I personally believe, not enforcing a child to participate in creative and productive reading, or setting by example, is terrible leadership of the essential reading habits a child should inquire. We want our children to read so they can build a productive vocabulary, an advanced imagination, and not only learn to make decisions now, but continue to make more.

It is not only healthy for you to read, but it gives your child the illusion of how important, and great it can be so they will continue as adults. It also shows that the existence and importance of reading outside of school is not a delusion, but a continuing part, and knowledge builder of life. Reading outside of the classroom will not seem foreign to them if they see it exists.

We teach our children to be leaders, not followers; and good leadership begins with gaining relevant information that is provided through reading and example.

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Leadership benefits of reading are actually wide-ranging. Evidence suggests reading can improve intelligence and lead to innovation and insight. Reading makes you smarter through a larger vocabulary, and more world knowledge in addition to the abstract reasoning skills. It is one of the quickest ways to acquire and assimilate new information. The more one reads, both adults and children, the more words they gain exposure to, and enhance their everyday vocabulary.

Reading not only helps build a child’s future leadership skills overall, it allows more effectiveness in leading others. Reading increases verbal intelligence, making a leader a more adept, and articulate communicator. Reading novels can improve empathy and understanding of social cues, allowing the average person, parent and leader to better work with and understand others.

I personally believe that reading across fields is good for creativity, and offers a larger decisions bracket to create and choose from. Leaders who can sample insights in other fields, such as sociology, the physical sciences, economics, or psychology, and apply them to the organizations or movements that they are leading, are more likely to innovate and prosper.

These deep, broad reading habits one must acquire as an adult, if haven’t during childhood already, are often a defining characteristic of our greatest leaders, and can catalyze insight, innovation, empathy, and personal effectiveness. An active literary life can also make you more personally effective by keeping you relaxed and improving health; as reading for only six minutes can reduce stress by 68%.

Some studies suggest reading may even fend off Alzheimer’s disease and Dementia, since keeping your brain active and engaged prevents it from losing power. Just like any other muscle in the body, the brain requires exercise to keep it strong and healthy, extending the longevity of the mind.

Any business person (leader), understands that heightened emotional and mental intelligence will improve his or her leadership and management ability, along with parenting and running a household.

There are still many more reading benefits, but this is a short post.

Samantha Jonas-Rongo

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The Importance of Play for Later Success

The Importance of Play for Later Success

Samantha Jonas-Rongo

play

As children grow, play is an important factor for their development. They gain knowledge and skills benefitting not only their current life, but they also build a foundation for further success as an adult. Every time a child plays, they learn more about the world surrounding them and how to manage situations along with dealing with others. Play is fun for children and without them realizing, they are learning and beginning their education on life.

The stages of play vary, each style and effect. It is the work of childhood, in a laboratory in which they make developments, figure out how the world works, who they are and who they might be. Play is essential to development because it contributes to the cognitive, physical, social, and emotional well-being of children to help prosper. As children grow and change, play develops with them according to a developmental sequence as they age.

Communication also plays a key role in the success of any workplace program or policy, and is gained starting while interacting with others at a young age, normally during play. The type of work that is on the rise and still earns a decent living is work that involves not only uniquely human skills, as opposed to skills that a computer can copy, but skills that are standardized across humans. Job growth has occurred in those jobs that require creativity and relationships. Over the past several decades, majority of jobs require complex communication and cognitive work or expert thinking.

Importance of Play-way method in Child’s Development

For starters, a reputation for trustworthiness is an important asset in personal living, and in our economy. Developing such a reputation requires the ability to act with responsibility and with a sense of ethics which is related to learning to socialize and communicate with others beginning as children. Success, then, in the type of economy toward which we are moving, and that today’s children will experience, depends upon the capacities of creativity, self-knowledge, social skills, and virtue. Relationships matter not just because the economy is structured by levels of relationships among firms, but because the primary economic assets reside within individuals. Before an innovation becomes marketable, it is an idea that lives within the mind of the innovator. Relationships and interpersonal cooperation are part and parcel of the creative economy.

During early childhood, peer interaction increases as children move from nonsocial activity, such as an unoccupied and/or onlooker, advancing to participate. Parents and/or caregivers influence early peer relations both directly through attempts to influence their child’s peer relations and indirectly through their parent moral practices. Secure attachment, emotionally positive parent-child conversations, and cooperative parent-child play are linked to favorable peer interaction. As the frequency of associative and cooperative play increase, the frequency of non-social activity is constant.

Very young children normally have a limited form of social participation. They play near other children with similar materials, but will most likely not try to influence or interact with other children. This is the parallel play stage, and is in par for the developmental course for babies, even toddlers.

While they may appear to be playing independently, kids this age are actually keeping an eye on each other’s behavior. Eventually, they’ll begin to imitate what he or she sees the others doing, and the peer pressure opens their mind to new possibilities for play. Becoming observant and imitating eventually helps extend vocabulary. Parallel play is often a first step in forming strong social relationships outside of the family.

Developing Core Vocabulary for Each Academic Area

Play is also vital to children’s social development. It enables children to develop a better communicating ground. During play, children increase their verbal and non-verbal communication skills by negotiating roles, and extending their speech, vocabulary and comprehension of the words. By becoming social with others, they exercise their abilities to identify with others as well as themselves. They learn to gain access to their peers’ feelings and appreciating the feelings of others.

Play also supports emotional maturity by providing a way to express and cope with feelings. While they play, they are allowed to think about experienced feelings both pleasant and unpleasant and re-enact the situation to their preference. In addition to expressing feelings, children also learn to cope with their feelings as they act out. For example, how they react to being angry or overwhelmed in response to situations and other people. In play, children learn how to regulate their fear and anger and thereby learn how to maintain emotional control in threatening real-life situations.

Play also contributes to children’s fine and gross motor development and body awareness as they actively use their bodies. Using their bodies during play enables them to feel physically confident, secure and self-assured. It provides various health benefits as well. Physical activity promotes early brain development, and learning in infants and young children. It also decreases the risk of developing health conditions like coronary heart disease, high blood pressure, diabetes mellitus, obesity and many other chronic health conditions.

Most children naturally develop the ability to run and walk. However, they require practice and instruction to develop hopping, galloping, sliding, catching, jumping, throwing, kicking, bouncing and striking skills. Children incorporate these skills into sports, games and dance. Playgrounds are perfect places for a child to develop mental connections, socialize and develop fine and gross motor skills.

Collaborating to Solve Problems

Creative thinking can also be considered an aspect of problem solving which originates in play. When young children use their imaginations, they become more creative, perform better at school task, and develop a problem solving approach to learning. It allows a new response and awareness of new connections. Children create their own version of transformation of information including music, arts & crafts and audio-visual.

Symbolic play is an often-overlooked important scaffold to emerging literacy. The appearance of symbolic play is considered one of the most significant cognitive developments of a young child. Symbolic play, along with deferred imitation and language; signals the development of representational thought and allows gradual exploration and control. The key importance of representational thought is that the child is now able to represent objects and events symbolically. Symbolic representation shows you how sophisticated their brain is becoming. It also allows them to prepare for, or work through future events and situations, and build relationships with others.

The industrial age was a time in which first manual, and then routine cognitive skills were emphasized. We have found that the work of both of these skill categories can be replicated by machines. Today, more Americans are employed in the arts, entertainment and designed industries than are employed as lawyers, accountants and auditors. Our economy also has more writers and artist than ever before. Due to how they will be plying their own human assets in their entrepreneurial endeavors, today’s children will need to know how to make full use of their human assets.

More than thirty percent of the work force belongs to the “creative class”, a group of people whose primary occupation involves creativity-based human capital whose numbers now suppress those of the working class. Primary assets that creative economy participants use to ply their entrepreneurial talents are those that are uniquely human in nature. In other words, educating the human being is becoming an economic necessity, not simply an alternative lifestyle. Not only is the creative economy more entrepreneurial, but its roots are structured differently.

Technology, of course, encompasses more than just computers and machines. The machines themselves are actually the product of process of technology, which represents the ability to create a tangible product. Technology, is then dependent upon human cognitive capacities as are talent and tolerance. Computer programming, work that we use to consider white-collar and highly skilled, is increasingly diminishing. In almost all cases these types of jobs are learning economies like ours, because the forms of careers that are expanding, relay on routine cognitive skills.

The fact of the matter is, healthy play offers the ability to evolve into healthy success.                                                                                                                                 

Samantha Jonas-Rongo

Credit Does Matter

Credit Does Matter                                                                                             Samantha Jonas-Rongo

Majority of people are becoming increasingly dependent on using credit to make purchases and decisions. These days, good credit is used for more than just getting a credit card or a loan……Samantha Jonas-Rongo

If you think bad credit isn’t a big deal — think again. The truth is, credit issues can have a crippling effect on all facets of your financial life. So, before you shrug off a low score, think again and work towards building a higher one.

The “American Dream” isn’t cheap. Having a family, purchasing a new car, building or buying a house all cost lots of money. Chances are, you won’t be able to pay cash, (in full), for some of the bigger things your family wants and needs. That is why credit is so essential to not only your current living, but building a better, efficient future that Is reachable due to your past and present spending responsibility and behavior.

Have you ever wondered why you were turned down for an apartment or car loan? Or why you did not receive a job offer you applied for, even though you thought you had nailed the interview? Perhaps it was due to your credit record.

Your credit score, also known as a FICO score, can range from 300 – 850, 850 being the best possible score, (your Vantage score can go up to 990 at max). Your credit score is monitored and reported by three main credit bureaus known as Equifax, Trans Union and Experian. Your credit history begins the first time you apply for credit. The action initiates a credit inquiry to the credit bureaus and also establishes a profile in the system. Credit scores are determined using five types of information about you:

  • PAYMENT HISTORY = 35%

Lenders need to know how reliable you have been in the past, and your payment history illustrates just that. This section covers:

  1. Your payment consistency
  2. Collections and charge-offs
  3. Bankruptcies, tax liens, etc.
  • OPEN ACCOUNTS AND BALANCES = 30%

Contrary to popular belief, debt can be a good thing when utilized correctly in proportion to your overall credit limits. This section covers:

  1. Your total number of active loans (e.g., mortgage, student debt, etc.)
  2. Your credit card debt and credit utilization. The healthiest credit scores are born from using 30 percent or less of your monthly credit allowance. For example, if you have a $10,000 monthly credit limit, you should never use more than $3,000 during that month.
  • LENGTH OF TIME ANY ACCOUNT(S) HAVE BEEN OPEN = 15%

In addition to reviewing your track record, lenders want to be sure you actually have one. A credit history of seven years or more is ideal when establishing clean credit, so make sure to keep your oldest accounts active.

  • TYPES OF CREDIT USED = 10%

Smart planning is key in every financial realm, and spreading out your spending is a great way to illustrate this concept. Lenders want to see your experience with numerous credit types. If you only have installment loans, consider opening a bank credit – (Not a bank debit card that’s affiliated with your bank account), or another line of credit. Broadening your horizons will demonstrate your flexibility and success with multiple credit forms.

  • CREDIT INQUIRIES (DENIED OR APPROVED) – NEW CREDIT = 10%

Every new account will likely depress your scores. Of course, you can’t increase (or even have) a credit score without having a track record to begin with. Just know that, with every new account, your credit score will probably get worse before the longer term scoring benefits are realized. Creditors fear those who appear to depend too much upon acquiring new credit accounts.

To maintain a good credit score, it is important to avoid all of the following actions:

  • Making late payments (even one month)
  • Utilizing more than 30% of the total credit limit on any credit card(s)
  • Closing credit cards you have not used for some time
  • Frequently opening new credit card accounts
  • Routinely transferring payments between credit cards to obtain rate advantage

Delinquencies on your credit report will have an impact on your credit score and so does the length of time which has passed since your last major delinquency. A bankruptcy may stay on your credit report for up to 10 years, but additional credit may be acquired once a two-year timeframe has passed.

Some of the basic things that we would like to purchase can be placed at a halt or become more expensive and difficult to buy due to your financial responsibility. However, having good credit and containing it can make these purchases more convenient and obtainable.

  1. MORTGAGE:

    Having good credit is important when it comes to where you live. Mortgage lenders want to know that you won’t default on your mortgage. If you don’t have good credit, the lender will consider it risky to give you a mortgage loan. Unless you have a lot of money saved and are planning on purchasing a house or thinking of buying a foreclosed abandoned one at a cheap cost of $15,000 and spending at least another $50,000 to renovate it, you will need to pull out loans and mortgages to do so. This could result in a higher cost of borrowing or worse, a denial of the loan. Your credit is used for rental decisions, too. Landlords consider your lease as a loan.  You’re being loaned a place to live and the landlord wants to know you’ll pay back this loan. If you don’t have good credit, you can get denied for an apartment especially if you have any evictions or late utility payments on record. More than often, good landlords want good tenants so they will check your credit report.

  2. VEHICLE FINANCING:

    Unless you have all the cash to purchase a new car, you’ll have to get a loan. I’m not speaking in regards of a used car that you purchase from someone else, but a used and new car from any lot or dealership. The cars that come with warranties and are fully approved and checked for safe performance, mobility and consistency unlike those that can be bought from an individual. Your credit not only affects whether or not you qualify for a loan, but also the amount and interest rate of the loan. A lot of people believe you will pay double or more than what the car is worth, but the amount you pay depends on the interest rate which is reflected from your personal report. Generally, loan applicants with good credit qualify for larger loan amounts with lower interest rates. Regardless if a loan is from the dealership, credit union or your own bank, your credit score will be scanned and your finances and cost will be reflected.

  3. ENTREPRENEURSHIP:

    business-startMany people have dreams of starting their own business. Business startups require a sizable amount of cash that you might not have available. In that case, you’ll need to obtain a small business loan or a personal loan to get started.  Among other things, you need to have good credit to qualify for the business loan. It is near impossible to  qualify for a business loan if your credit is poor, especially if you have evictions on record as well. Unfortunately, with a low credit score, your chances of getting any type of loan are slim to none. You might qualify if you have a co-signer with great credit and plenty of collateral, but expect a higher interest rate than someone with an excellent credit history. Your availability to have a co-signer with great credit may be a difficult task as well because that individual may not be able to trust you and your financial stability and responsibility.

  4. EMPLOYMENT:
    Open sollicitatieMany employers conduct credit checks as a part of the hiring process. If you haven’t demonstrated financial responsibility, a prospective employer might be hesitant to hire you. Why does your credit rating count? Employers in the financial sector often use it as a part of the pre-employment screening process to check out an individual’s character, decision-making skills and of course as a way to measure whether or not they can handle money. It can also be used to make sure new employees aren’t distracted, or stressed out, by financial issues.  Its simply standard operating procedure for many companies to do a credit check, along with checking out your work and education references, or even doing a drug test or checking to see if you have a criminal history. When you sign on the dotted line, you may not realize you’re authorizing a credit check, unless you read the fine print. According to federal law, individuals in the pre-employment process must give their prospective employer permission for not only a background check, but a credit check as well. So it pays to read exactly what it is you’re signing.
  5. UTILITY SERVICES:
    It might be somewhat shocking to learn that your credit is needed to establish utility service. Your electric company contends that you’re borrowing one month of electric service. So, before turning on your electricity, the company will check to see if you have good credit. This applies to most utility services including cable, telephone, water, and even cell phone. You may still qualify for a contract or services, but you may need to put down a security deposit when others with great credit do not.
  6. HOME/AUTO INSURANCE PREMIUMS:
    Insurance companies are in the business of risk management. the lower your credit score, they higher you are as a risk and the higher car insurance rate you will likely payInsuring your life’s most precious possessions is another segment of life that is controlled by your credit score. Insurance companies check your credit and price for risk when determining annual premiums. Insurance companies want to make sure they get paid for their services of insuring your assets. Not only that, but insurance companies see a correlation between low credit scores and insurance fraud when putting in a claim. Some auto insurance providers run credit checks and charge higher premiums to those with low credit scores. The thought behind this is that people with good credit are usually more responsible drivers and those with higher credit scores are more likely to make on-time payments. You can maintain low and affordable premiums by improving your credit score.
  7. RELATIONSHIPS:                                                                                                      Love me, love my debt? NotWhen you enter into a committed partnership with a significant other, in which you share everything, that does not exclude your credit histories. Granted, even a spouse is not legally responsible for debt you incurred prior to the marriage. However, any major purchases you want to make together, as a couple, will be negatively impacted if you have bad credit. This not only makes it difficult to buy a house or a car together, for example, but it puts an unwelcome strain on the relationship in general.

Believe it or not, but your credit habits can affect your children’s lives as well. If bad credit prevents you from buying a house or buying an automobile, this affects where and how you raise your children, and whether you’re able to have reliable transportation for your family. Also, if you have a low credit score, you might not be able to co-sign for your child(ren) to get a student or auto loan, or help your child financially in other aspects of his or her life. If you pass away with debt, your debt will rollover as your child’s responsibility and if you have life insurance, the debt will be deducted from the payment as so before being issued to your dependents.

Yes that is correct, landlords, insurance companies, and employers etc.; not just banks and car dealerships, check credit records. Your credit report allows these companies to look into your personal spending habits, your payment history, whether you have been sued, evicted and whether you have declared bankruptcy. Not only do they check, they also report. Having a good credit history is an important part of maintaining a secure, healthy, and financially fit life.

If you have no credit or have experienced some financial setbacks in the past that have negatively affected your credit, lenders won’t be very eager to loan you the money you need, which can keep you from buying that car, paying for school, or investing in a home. Good credit, on the other hand, means you can get the financing you need, and usually at a better rate, which will save you money in the long run.

Even if you never had a credit card you can damage your credit before you apply for one and therefore, you will not be approved and may need to settle for a secure credit card where you need to place a security deposit down. Secured credit cards can help build credit and impact your score, but it will take longer to build and fix your credit. You can monitor your score for free but some free websites such as Credit Karma may only track your actual credit card usage and not reflect your actual score. If you never had a credit card, sites such as Credit Karma may state you do not have enough credit when in actuality, you may have poor credit but not enough credit card usage to higher your real credit score and enough to have been tracked by these sites.

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It takes time to rebuild your credit history and positively impact your score. Don’t get discouraged if your report doesn’t immediately reflect the work you’ve put into rehashing your credit file. Just be patient and continue working to gain more control over your finances.

In addition to keeping an eye on your credit balances and accounts, you may want to consider other methods of getting control of your personal finances, such as reducing household spending or creating a detailed budget.

You can also write a personal statement for your credit report. It won’t impact your score, but it can be read by anyone checking your credit report, from prospective employers to potential lenders.

With a little patience and discipline, you can positively impact your credit score and credit file.

Samantha Jonas-Rongo

Deadly Tragedy in Pakistan

PreK, then K-12 equals 14 years of guaranteed FREE education for every child in this country. It is not only our rights as Americans, but an opportunity camouflaged by law. Too many people are taking for granted our education system that many others would do anything to take advantage of. While too many Americans settle for a GED, refugees and immigrants are fleeing their countries and are earning the Masters and Doctoral available on our home land. It is by law we get an education. However, for many others around the world, it is only a hope and a dream.…..Samantha Jonas-Rongo

A soldier escorts schoolchildren from the Army Public School that is under attack by Taliban gunmen in Peshawar

schoolchildren from the Army Public School that is under attack by Taliban gunmen in Peshawar

Deadly Tragedy in Pakistan

Samantha Jonas-Rongo

The Pakistan Taliban shouted, “God is great” as they made their way rampant through Army Public School and Degree College in Peshawar, Pakistan. They came in with enough ammunition and other supplies to last for days and were not expecting to come out alive, according to a Pakistani military official.

145 people, all mostly children were killed in the shootings. The schools principal was a victim of the tragedy along with a couple of teachers, including a teacher who was shot, then burned to death and the 7 Taliban extremist who all wore suicide bombs.

While children were in class at 10am in Pakistan,12am US (ET),  a car exploded behind the school. Pakistani education minister Muhammad Baligh Ur Rehman explained to CNN that the blast was meant to divert the attention of the school’s security guards before the attack.

Policemen stand beside empty coffins at the hospital after an attack by Taliban gunmen on the Army Public School in Peshawar

DR. Aamir Bilal of Peshawar’s Lady Reading Hospital, cited students that gunmen got over the walls and walked through where students in grades 8 through 10 were having classes and fired randomly.

14-year-old Ahmed Faraz who was shot in the attack told CNN that he and others were in an auditorium when 4 to 5 people swarmed through a backdoor, and started shooting rapidly.

As ninth-grader Ahmed and the other children hid in the auditorium, the gunman swarmed in and one of them told the others that a lot of the children were hiding under the benches.

“kill them”, he then said according to Ahmed.

The gunmen then climbed the benches and started firing at the children.

Shahrukh Khan, 17, said a gunman had entered his classroom and opened fire at random. As he hid under a desk, he saw his friends being shot, one in the head and one in the chest. Two teachers were also killed.

Other children who escaped say the militants went from one classroom to another, shooting indiscriminately.

Pakistani authorities spent Tuesday night inside Army Public School and Degree College looking for survivors, victims and improvised explosive devices planted to worsen the carnage.

Men move bodies of students, who were killed during an attack by Taliban gunmen on the Army Public School, in an ambulance outside a hospital in Peshawar

Men move bodies of students, who were killed during an attack by Taliban gunmen on the Army Public School, in an ambulance outside a hospital in Peshawar

Even Taliban militants in neighboring Afghanistan decried the killing spree, calling it “un-Islamic.”

This gruesome attack has been labeled as a response and revenge for the recent Nobel Peace Prize given to Malala Yousafzai, a Pakistani activist for female education, the youngest-ever Nobel Prize laureate, and victim of the Taliban’s violence. (For those who haven’t read, “I am Malala”, you need too. I have and she is an amazing and inspiring young woman with such a great story and hope for the future all man kind. She is not only an exceptional role model, she is someone who we all need to know about and teach our children. I will actually attach a link at the bottom of this page so you can purchase her book.)

She was awarded for her work against the “suppression of children and young people and for the right of all children to education”, and victim of the Taliban’s violence.

Malala_Yousafzai_at_Girl_Summit_2014

Malala Yousafzai 2014

“I am heartbroken by this senseless and cold-blooded act of terror in Peshawar that is unfolding before us,” Yousafzai said in a statement.

“Innocent children in their school have no place in horror such as this,” she continued. “I condemn these atrocious and cowardly acts and stand united with the government and armed forces of Pakistan whose efforts so far to address this horrific event are commendable.”

She concluded: “I, along with millions of others around the world, mourn these children, my brothers and sisters – but we will never be defeated.”

On any typical day, the school is home to about 1,100 students and staff, most of them sons and daughters of army personnel from around Peshawar. A Taliban spokesman told BBC Urdu that the school, which is run by the army, had been targeted in response to military operations. Hundreds of Taliban fighters are thought to have died in a recent offensive in North Waziristan and the nearby Khyber.

If the Pakistani Taliban extremists had hoped the attack would cause the government to ease off its military offensive that began in June in the country’s tribal region, it appeared to have the opposite effect. Prime Minister Nawaz Sharif pledged to step up the campaign, along with U.S. drone strikes; as targeted the militants.

Samantha Jonas-Rongo

Rescue workers and family members carry the coffin of a student, who killed during an attack by Taliban gunmen on the Army Public School, in Peshawar

Rescue workers and family members carry the coffin of a student, who killed during an attack by Taliban gunmen on the Army Public School, in Peshawar

Click here to read the first 21 pages of “I Am Malala”

Click here to purchase “I Am Malala”